1 / 6

Group holidays without awkward money chat

Pay for and get paid back for group holiday expenses, linked directly to your bank account.

Check your texts! 😉
Oops! Something went wrong while submitting the form.
I have an Android device
Check your texts 😉
Oops! Something went wrong while submitting the form.
Ever wondered what would
happen if wizards went on group holidays?

Harry, Ron and Hermione are travelling to the Quidditch World Cup

This year the Cup is in Japan, and they're excited to explore a new country!

Hermione downloads Moneycado and invites Harry and Ron

She's been stuck with doing all the organizing on previous trips, and is determined not to make the same mistake.

The three link their bank accounts to instantly see their transactions

We partner with OpenWrks, an FCA-regulated company, to securely connect to their bank accounts.

(Even wizards and witches use Monzo these days.)

They nominate which expenses were on behalf of the group, and how they were split

After a night out on the butterbeers it's still easy to view their spending history in Moneycado.

Throughout the trip they can easily see how much has been spent, how much they owe and to whom

At the end of the trip, Ron and Harry send money to settle up with Hermione

We partner with Banked, an FCA-regulated company, to securely send money between their accounts.

No memory spells needed, Moneycado calculates how much is owed and sends reminders so Hermione doesn't need to chase.

How it works

(This applies equally well for magical folk or muggles.)

Harry, Ron and Hermione are travelling to the Quidditch World Cup

This year the Cup is in Japan, and they're excited to explore a new country!

1

Hermione downloads Moneycado and invites Harry and Ron

She's been stuck with doing all the organizing on previous trips, and is determined not to make the same mistake.

2

The three link their bank accounts to instantly see their transactions

We partner with OpenWrks, an FCA-regulated company, to securely connect to their bank accounts.

(Even wizards and witches use Monzo these days.)

3

They nominate which expenses were on behalf of the group, and how they were split

After a night out on the butterbeers it's still easy to view their spending history in Moneycado.

4

Throughout the trip they can easily see how much has been spent, how much they owe and to whom

5

At the end of the trip, Ron and Harry send money to settle up with Hermione

We partner with Banked, an FCA-regulated company, to securely send money between their accounts.

No memory spells needed, Moneycado calculates how much is owed and sends reminders so Hermione doesn't need to chase.

6

Why we exist

Group holidays are some of the most exciting experiences of our lives, but they're often marred by awkward conversations about money and payment.

No longer.

Moneycado exists to make your group holidays simpler, happier, and freer!

Frequently Asked Questions

Moneycado is linked directly to your existing bank account. That makes it much easier to nominate expenses and get paid back; think of the difference between doing your finances in a spreadsheet versus a dedicated budgeting app.

This is especially important when it comes time to get paid back. Rather than fussing with different payment methods and exchanging details, you can send or receive money via Moneycado using only three taps.

Yes. Since all the transactions are linked to your bank account the currency conversion is already completed, so you'll see the GBP amount and the foreign currency amount in the app.

Linking your bank makes the whole process easier! Similar to how apps like Yolt have simplified personal budgeting by integrating with your bank, we believe we can make group expenses on holiday far simpler.

Yes. We partner with OpenWrks and Banked for analysing your transactions and sending bank payments respectively. Both have been regulated by the FCA for this express purpose, and enforce bank-grade encryption standards when dealing with your data. In short, we take your security incredibly seriously.

Yes. Simply select 'Create a new trip' from the side menu to setup a second trip.

Yes. When you tap a transaction select 'Split Unequally' to specify the exact split you'd like for that transaction.

Frequently Asked Questions

Why is this better than any other bill splitting app out there?

Moneycado is linked directly to your existing bank account. That makes it much easier to nominate expenses and get paid back; think of the difference between doing your finances in a spreadsheet versus a dedicated budgeting app.

This is especially important when it comes time to get paid back. Rather than fussing with different payment methods and exchanging details, you can send or receive money via Moneycado using only three taps.

Does this work for different currencies?

Yes. Since all the transactions are linked to your bank account the currency conversion is already completed, so you'll see the GBP amount and the foreign currency amount in the app.

Why do I need to link my bank account?

Linking your bank makes the whole process easier! Similar to how apps like Yolt have simplified personal budgeting by integrating with your bank, we believe we can make group expenses on holiday far simpler.

Are my bank account details safe?

Yes. We partner with OpenWrks and Banked for analysing your transactions and sending bank payments respectively. Both have been regulated by the FCA for this express purpose, and enforce bank-grade encryption standards when dealing with your data. In short, we take your security incredibly seriously.

Can I have multiple groups for different trips?

Yes. Simply select 'Create a new trip' from the side menu to setup a second trip.

Can I split things unequally or leave people out of expenses?

Yes. When you tap a transaction select 'Split Unequally' to specify the exact split you'd like for that transaction.